HowToSaveMoneyonaCar.com US Privacy Policy
Rev May 1, 2023
FACTS | WHAT DOES HowToSaveMoneyonaCar.com DO WITH YOUR PERSONAL INFORMATION? | ||||
Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. | ||||
What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
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How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons HowToSaveMoneyonaCar.com chooses to share; and whether you can limit this sharing. | ||||
Reasons we can share your personal information | Does HowToSaveMoneyonaCar.com share? | Can you limit this sharing? | |||
For our everyday business purposes— such as to process your transactions, maintain your account(s); respond to court orders and legal investigations or report to credit bureaus |
Yes | No | |||
For our marketing purposes— to offer our products and services to you |
Yes | No | |||
For joint marketing with other financial companies | No | We don’t share | |||
For our affiliates’ everyday business purposes— such as information about your transactions and experiences |
Yes | No | |||
For our affiliates’ everyday business purposes— such as information about your creditworthiness |
No | Yes | |||
For nonaffiliates to market to you | No | Yes | |||
Questions? | Call us at [Phone] | ||||
Who we are | |||||
Who is providing this notice? | You are receiving this notice from HowToSaveMoneyonaCar.com. | ||||
What we do | |||||
How does HowToSaveMoneyonaCar.com protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. | ||||
How does HowToSaveMoneyonaCar.com collect my personal information? |
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, prior owners of your account, our affiliates or subsidiaries, government agencies, or other companies. |
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Why can’t I limit all sharing? |
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. |
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Definitions | |||||
Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies.
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Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
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Joint marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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Other important information | |||||
California Residents – In accordance with the California Financial Information Privacy Act, we will not share information we collect about California residents with nonaffiliates except as permitted by law, such as with the consent of the customer or to service the customer’s accounts. We also will limit the sharing of information about you with our affiliates to the extent required by applicable California law. Vermont Residents – In accordance with Vermont law, we will not share information we collect about Vermont residents with nonaffiliates except as permitted by law, such as with the consent of the customer or to service the customer’s accounts. We will not share creditworthiness information about Vermont residents among HowToSaveMoneyonaCar.com affiliates except with the authorization or consent of the Vermont resident. |